What is auto insurance?, Hialeah
M&A Insurance Inc. offers top-notch auto insurance policies across Hialeah and beyond. Call today to learn more.
Auto Insurance Agency in Hialeah: What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection to drivers in the event of an accident or other unexpected events that cause damage to their vehicle, property, or injuries to themselves or others.
In exchange for a premium paid by the policyholder, the auto insurance company agrees to cover the cost of damages or losses that may arise from a covered event. The coverage can include liability coverage, which pays for damages or injuries you may cause to others, as well as collision and comprehensive coverage, which covers the costs of repairing or replacing your vehicle if it is damaged or stolen.
Auto insurance policies may vary depending on the coverage options chosen and the state in which the policy is purchased. In general, auto insurance policies can help provide peace of mind to drivers by protecting them financially in the event of an accident or other covered events. Want to learn more about auto insurance in Hialeah? Get in touch with the experts at M&A Insurance Inc. today!
Auto Insurance Agency in Hialeah: Can I drive without insurance?
No, you cannot legally drive without insurance in Hialeah or anywhere else in Florida. Florida law requires all drivers to have a minimum amount of auto insurance coverage to legally operate a vehicle on public roads.
The minimum required insurance coverage in Florida includes:
- $10,000 of personal injury protection (PIP) coverage, which covers medical expenses for you and your passengers in the event of an accident.
- $10,000 of property damage liability (PDL) coverage, which pays for damages you cause to someone else's property in an accident.
Driving without insurance in Hialeah or anywhere else in Florida can result in legal and financial consequences. If you are caught driving without insurance, you may face fines, license suspension, and even criminal charges. Additionally, if you are involved in an accident without insurance, you may be held financially responsible for any damages or injuries caused to others. It's important to have the appropriate insurance coverage to protect yourself and others on the road. Get in touch with M&A Insurance Inc. for comprehensive, yet affordable, auto insurance today.
